something changed in my account... from an available balance of 1440 i went down to 1416.. anyone can explain why?

i asked netload why before it was 30 days and now its 90 days.

Hello,

because we had a lot of users they try to cheating us. They bought premium accounts with stolen creditcards and then
they requested a payout. They get the payout and then we get an chargeback of the initial payment. We already lost a
lot of money with this therefore we had to change it.
well, i know its shitty for a lot of users, but i guess they have to protect their business so they wont close cuz of the cheaters