Quote Originally Posted by Lirok View Post
Hello 2Checkout,

I operate a fully legitimate e-business. When I decided to start using 2co, the application was approved, I installed the script and started testing the payment system with my credit card by attempting to process $0.01 payments.

Right after that, my account was banned with no reasons given whatsoever. This doesn?t look like a nice way to conduct business to me.

A while later, somebody from the fraud prevention center told me I should find another processor.

Does what I did make me a scammer? I have established relations with companies like Plimus, PayPal, WebMoney, LibertyReserve, with no problems so far. However, with 2co it has been a complete disappointment right from the start.
This is common. 2CO is one of the worst companies out there and I've always steered clear of any and all merchants that exclusively use 2CO. If you use 2CO, expect to lose a lot of sales, even if they are perfectly legitimate.

I've attempted to buy services at a merchant who exclusively used 2CO. Perfectly legitimate transactions were denied 24+ hours after the transaction actually went through and was authorized. The merchant was at a loss for explanation and I told him he'd lose me as a customer (and probably many more) if he continued to use 2CO exclusively. Fortunately, he has since opened up and accepts more than just 2CO.

2CO will also disable/ban your merchant account with no explanation whatsoever. This is not new, it happens, and it will continue to happen. I get it that you want to be strict as far as fraud is concerned. But if you're going to be so damn good that your system declines perfectly legitimate payments, then well, I don't really know lol. There are so many options out there that I sometimes wonder why anyone would use 2CO unless they had absolutely NO OTHER option.